Thank You, FAPIA: Celebrating Advocates and Turning Momentum Into Results for Florida Homeowners

FAPIA is where Florida’s policyholder advocates refuel. Murray Law Group was honored to support the conference as a sponsor and exhibitor, and to have attorney David Murray contribute on stage. The conversations this week were about more than forms and deadlines; they were about families getting back into safe, livable homes and communities rebuilding with confidence.

What stood out this year

• Shared purpose. Public adjusters, vendors, and legal partners aligned around a simple goal: fair, timely claim outcomes.
• Education that translates to action. David Murray’s session focused on documentation, policy language, and choosing the strongest pathway to resolution.
• Collaboration over silos. The best results come when adjusters and attorneys coordinate early, streamlining evidence and communication.

For homeowners: a simple path forward

If your carrier delayed, underpaid, or denied your claim, you have options. Start with the facts, then bring in the right team.

• Gather proof. Photos of every damaged area, repair estimates, receipts, and all carrier emails or letters.
• Get a second opinion. A public adjuster can measure the real scope of loss and help you present a complete file.
• Ask for help early. Our team steps in when claims need legal leverage to move forward. Early collaboration prevents missteps and saves time.

For public adjusters: turning files into fair outcomes

• Clean records create leverage. Tie facts to policy language, keep timelines tight, and make specific asks with reasonable dates.
• Choose the best route. Appraisal, litigation, or negotiation, each has a role. The facts, the policy, and the homeowner’s goals decide.
• Partner with purpose. Bring Murray Law Group in when a file needs decisive escalation or careful carrier correspondence to reset momentum.

Why work with Murray Law Group

• We are trusted advocates for policyholders. We stand up to insurance companies, we never represent them.
• Detail and tenacity. Our approach is meticulous, persistent, and focused on full, defensible outcomes.
• Results with real impact. In one Hurricane Irma matter, our work contributed to a $16.2 million resolution for a large community without filing a lawsuit or using appraisal. Every case is different and results vary, but our commitment is constant.

Let’s keep the momentum

The conference may be over, but the work continues. If you are helping a homeowner with a complex loss, or you are a homeowner ready to challenge a low offer, talk with David Murray and the team.

We serve policyholders across Florida and welcome referrals and collaboration from public adjusters statewide.

Gratitude to the FAPIA community

Thank you to the organizers, speakers, exhibitors, and especially the public adjusters who show up for policyholders every day. Share this recap with your network and let’s move more claims from stalled to solved.