Having your home damaged by a loss or disaster is one of the most difficult experiences you face as a property owner. You invest a lot of time and money in your home. When you need your property insurance company most, they abandon you by denying your insurance claim. The financial and emotional burdens denied claims places on a homeowner can be overwhelming.
When faced with a denied insurance claim, make sure you understand why the claim is denied and under what conditions of the insurance policy your insurance company has denied the claim. Interpretation of an insurance policy can be difficult and stressful process.
Property insurance policies are complicated insurance contracts that can be more than 100 pages long. Coverage can be provided and later excluded in multiple places in the insurance policy. When faced with a denied claim, review your full insurance policy to confirm the exact reason why your claim was denied. Also examine the facts and the damages with your claim to make sure a proper denial is being issued by your insurance company.
All too often, your insurance company will incorrectly interpret its own insurance policy, or it will not perform a comprehensive investigation of the loss and damages to your insured property. When either of these events occur, it can lead to an improper denial of your insurance claim.
If your insurance claim has been denied, contact our Florida insurance lawyers at Murray Law Group. We are experts in insurance claim law and can review your denied claim to make sure your insurance company did not treat you unfairly.