As Florida residents know, enjoying the sunshine and tropical climate of our state also means being exposed to brutal and often sudden storm conditions, including hurricanes and tropical storms. Unfortunately, insurance companies do not always honor their financial obligations under the policies they issue. When this happens, you are left with repairs to your home or business that you can’t afford.
HELP FOR UNDERPAID AND DENIED HURRICANE INSURANCE CLAIMS
Our dedicated and experienced team at Murray Law Group knows that keeping your home livable or your business viable can be dependent on receiving storm damage relief. The Florida insurance claim attorneys at our law firm have recovered millions for clients who have been wronged by their insurance company’s improper denial of insurance coverage or underpayment of insurance benefits owed.
Murray Law Group is ready to help with your storm damage claim. Our legal team assists you in every step of the hurricane claims process. We help you determine the coverage available under your policy, advise you on the terms and conditions you must comply with in order to preserve your right to insurance benefits and evaluate the benefits owed to you. We work to hold your insurance company accountable if it does not provide you the coverage you paid for when you purchased the insurance policy.
It’s hard to predict how any business, building, home, condominium unit or other structure will hold up to a storm. When hurricane damage does occur and a claim needs to be filed, many policyholders are unsure how to proceed and best demonstrate that they are owed coverage.
If a hurricane has damaged your property:
- Immediately report the claim to your insurance company.
- Take steps to protect your property from further damage.
- Document all existing damage with photos and videos.
- Create a written inventory of all damages.
- Keep a file for any documents or information you receive regarding your claim.
- Retain copies of all documents sent to you by your insurance company.
- Save receipts for expenses related to the damage, repairs and living expenses.
- Keep a written log or journal of all communications with your insurance company or adjuster.
- Familiarize yourself with the terms and conditions of your insurance policy.
- Hire professionals to assist you in the claims process.
If you are notified that your claim has been rejected or denied (or that you will receive significantly less money than is required to complete the repairs to your property), it is time to contact a Florida hurricane claims attorney. Insurance companies make their profits from the peace of mind they sell their policyholders. Sadly, they sometimes protect that profit by denying or minimizing the claims of those same customers.
WHY CHOOSE MURRAY LAW GROUP FOR YOUR HURRICANE CLAIM?
Our Florida property insurance lawyers have handled countless insurance claim cases all over the state for more than 50 combined years. We are not a general, “do all” law firm, but rather a law firm that specializes in property insurance claims. Our experience in property insurance law empowers us to successfully resolve our clients’ disputed coverage and valuation claims.
If you are fighting your insurance company for fair compensation, you’ll need lawyers who know how to read your policy and offer you accurate advice to be successful in your claim or coverage dispute.
We know that our clients face enormous financial hardships because of these storms. That is why we accept many cases on a contingency-fee basis. With these cases, we charge the client nothing—no costs or fees—unless and until we recover compensation for a denied or disputed insurance claim. Furthermore, in some claims, Florida law may allows us to seek our legal fees and costs directly from the insurance company, over and above the insurance coverage benefits we obtain for our clients.
Whether you are getting ready to make your claim for hurricane damage or have already reported your claim, contacting Murray Law Group could help you avoid forfeiting insurance coverage that is rightfully yours or accepting less than what you are owed for all your insured losses.
The Florida insurance lawyers of Murray Law Group offer free initial consultations. If needed, we can travel to you. Call our firm at 855-269-4317 now for more information about hurricane insurance claims.