AIRCRAFT & AIRPORT INSURANCE CLAIMS

Aircraft and airport insurance claims can cover a broad spectrum of incidents, including property damage to aircraft, personal injuries sustained by passengers or airport personnel, liability for damages caused by aircraft operations, and losses related to baggage or cargo. Coverage can also extend to incidents occurring on airport premises, such as slips and falls, and even environmental damage or accidents involving ground support equipment.

Filing an insurance claim for an airport incident involves several steps. First, gather all necessary documentation, such as police reports, witness statements, medical records, and any communications with airport staff. Contact your insurance provider immediately to report the incident. They will guide you through the claims process, which may include submitting forms and evidence. Keep detailed records of all communications and submissions, and consider consulting with a legal professional to ensure your rights are protected.

If your aircraft is damaged, it's important to act quickly. Document the damage thoroughly with photos and videos, and obtain a written report from airport authorities or other relevant parties, such as ground handling staff. Notify your insurance provider immediately, providing them with all available evidence. Avoid repairing the aircraft until an insurance adjuster has inspected it, unless emergency repairs are necessary for safety. Consult with legal counsel if you encounter any issues with the claims process.

Yes, injuries that occur while boarding or disembarking from an aircraft are often covered under various insurance policies, including passenger liability insurance. The coverage may depend on the specifics of your policy and the circumstances of the incident. It’s essential to report the injury to both the airline and your insurance company as soon as possible and to seek medical attention immediately. Gathering evidence, such as witness statements and medical reports, can also strengthen your claim.

Filing aircraft and airport insurance claims can be complex, with common challenges including proving liability, dealing with policy exclusions, and facing potential delays or denials from insurance companies. Additionally, navigating the intricate language of insurance policies and the requirements for substantiating a claim can be difficult. To overcome these challenges, it's often beneficial to work with an attorney who specializes in aviation and insurance law, ensuring that your claim is handled professionally and effectively.

Yes, claims for lost or damaged baggage or cargo can be filed under certain insurance policies. These claims typically require you to report the loss or damage immediately upon discovery, often at the airport before leaving the terminal. Documentation, such as a property irregularity report (PIR) from the airline, and receipts for the lost or damaged items, will be necessary. The compensation process can be complex, depending on the airline’s liability limits and the specifics of your insurance policy.

Murray Law Group attorneys work most insurance claim cases on a contingency fee basis. This means there is no payment owed for attorney’s fees or costs to you unless we win your case. We will hire industry experts and engage the professionals necessary to build the most convincing case for you. Murray Law Group understands that in-depth expert analyses can make or break your insurance claim and that is why we work with the best in the industry.