JEWELRY INSURANCE CLAIMS

WHAT IS A JEWELRY INSURANCE CLAIM?

At The Murray Law Group, we comprehend the sentimental and financial value of your jewelry. When these items are stolen, lost or damaged, the impact is often immeasurable. Insurance policies are meant to protect you from such losses, but insurance companies often attempt to minimize or deny claims to protect their bottom line.

You have faithfully paid your premiums and deserve full compensation for your losses. Yet, insurance companies will leverage their vast resources to pay as little as possible or even deny your claim altogether, jeopardizing your chances to fully recover from your loss.

Our mission at The Murray Law Group is to fight for the maximum financial recovery outlined in your insurance policy. With over 50 years of insurance claim experience under our belt, we fight for your right to receive the maximum compensation you are entitled to under your insurance policy. Don't let insurance companies undervalue or deny your jewelry insurance claim, work with our experienced attorneys to ensure a fair and accurate assessment of your losses.

HOW CAN MURRAY LAW GROUP HELP?

Dealing with the insurance company on your jewelry insurance claim can be complicated, stressful and overwhelming. By retaining an expert insurance claim lawyer, you can obtain significant assistance ensuring you obtain the insurance benefits and compensation you are entitled to under your policy.

Our insurance lawyers can help you by:

• Providing a free claim evaluation
• Reviewing the coverages available under your policy
• Explaining your legal rights and duties as a policyholder
• Investigating the circumstances of the loss and gathering evidence
• Engaging experts for assessments of your losses
• Determining the value of your claim

• Handling communications with your insurance company
• Negotiating with your insurance company
• Filing complaints with the Florida Department of Insurance
• Prosecuting your insurance company in a court of law
• Fighting for a fair settlement on your behalf

WHAT TO DO WHEN YOU HAVE A JEWELRY LOSS

To file your insurance claim, ensure you do the following:

1. Report the loss: Contact your insurance company to report the loss as soon as possible. Provide them with as much detail as you can regarding the circumstances surrounding the incident.
2. Retain an attorney or a representative to work on your behalf: Seek the help of a professional to represent your interests and guide you through the process.
3. Gather documentation: Collect any available documentation, such as receipts, appraisals, and photographs, of your jewelry pieces. This information can be crucial in the claims process.
4. Cooperate with your insurance company: Provide any additional information they request during the claim process. This may include filling out forms, providing statements and providing access to damaged property.
5. Keep records: Document all communication and interactions with your insurance company. This may be valuable evidence later on if a dispute arises.
6. Seek a second opinion: If you believe the insurance company's evaluation of your claim is too low, consult with an independent appraiser or attorney for a second opinion.