Failure to Investigate a Claim

While you may feel intimidated taking on a giant insurance provider, our law firm has the knowledge, resources and extensive legal experience to hold these companies accountable for wrongdoing and acts of bad faith.

FAILURE TO INVESTIGATE A CLAIM

There are many ways an insurance provider can act in bad faith. One of the most common acts of bad faith is a failure to investigate a claim properly. Florida state law requires insurance companies to investigate claims made by their policyholders and to share any valuable or pertinent information regarding the claims with the policyholders.

If you believe your insurance company failed to investigate a claim adequately, contact our Florida insurance claim lawyers at Murray Law Group today. You might feel intimidated taking on a giant insurance provider alone. With Murray Law Group, you are not alone. Our insurance lawyers have the knowledge, resources and extensive legal experience necessary to stand up to insurance companies to hold them accountable.

PROTECTING THE RIGHTS OF POLICYHOLDERS

Wrongful denial of a claim happens for many reasons, including an improper investigation by the insurance company. Even if your claim is not denied, the value of the compensation you receive can be drastically impacted by the results of an investigation.

In many cases, insurance companies send out a representative, instead of a licensed adjuster, to investigate the claim. In other instances, the adjuster only looks at the areas explicitly pointed out by the policyholder, thereby failing to conduct a thorough investigation. Insurance law can be complex, so it is unsurprising that many policyholders are not aware of the duty owed to them.

ACT NOW TO PROTECT YOUR INTERESTS

We rely on our insurance policies in times of need, tragedy or disaster. Bad faith often occurs at a particularly stressful time for the policyholder. If you believe your insurance company has not investigated your claim properly, it is important to retain an experienced lawyer as soon as possible. A lawyer explains your rights and the duties and responsibilities of your insurance provider.

At Murray Law Group, our Florida insurance law attorneys have more than 150 years of combined legal experience. When you retain our law firm, you can expect dedicated legal representation designed to get you the best possible results in your case.

Contact our office today to talk with one of our experienced Florida insurance claims attorneys. We are here to help you in your time of need.

General Other CLAIM FAQS

 What does it mean when an insurance company fails to investigate a claim?

When an insurance company fails to investigate a claim, it means that they have not conducted a thorough and proper examination of the claim as required by law. This can include not gathering enough evidence, not interviewing witnesses, or failing to assess the damage adequately. Such actions can be considered bad faith, as they may lead to wrongful denial or undervaluation of a claim.

What are some signs that my insurance company is not properly investigating my claim?

Signs that your insurance company may not be properly investigating your claim include:

Delayed responses to your inquiries
Lack of communication regarding the investigation process
Sending unqualified representatives instead of licensed adjusters
Only inspecting specific areas without a comprehensive review
Providing vague reasons for denying or undervaluing your claim

If you notice any of these signs, it’s important to consult with an attorney to protect your rights.

What should I do if I believe my insurance company has failed to investigate my claim?

If you suspect your insurance company has failed to properly investigate your claim, you should document all communication and evidence related to your claim, and seek legal advice as soon as possible. An experienced insurance attorney can help you understand your rights and the obligations of the insurance company and can assist in holding the insurer accountable for their actions.

Can I sue my insurance company for failing to investigate my claim properly?

Yes, you may have grounds to sue your insurance company if they fail to investigate your claim properly. This can be considered an act of bad faith. Florida law requires insurance companies to conduct thorough investigations and share pertinent information with policyholders. If they fail to do so, you may be entitled to compensation for damages resulting from their negligence.

What are the potential outcomes if an insurance company is found to have acted in bad faith?

If an insurance company is found to have acted in bad faith by failing to properly investigate a claim, the policyholder may be entitled to various remedies. These can include the payment of the full value of the claim, compensation for additional damages suffered as a result of the insurer's actions, and possibly punitive damages. The specific outcome will depend on the facts of the case and the extent of the bad-faith conduct.

How long can I wait to take action if my insurance company fails to investigate my claim?

The timeframe to take action against an insurance company for failing to investigate a claim can vary depending on the specifics of the case and state laws. In Florida, there is a statute of limitations for filing a lawsuit against an insurance company. It is advisable to consult with a lawyer as soon as possible to ensure you do not miss any critical deadlines.

What is the difference between a proper investigation and a failure to investigate?

A proper investigation involves a comprehensive review of all relevant evidence, timely communication with the policyholder, and a fair assessment of the claim based on all available information. A failure to investigate occurs when the insurance company does not fulfill these duties, leading to an unjust denial or undervaluation of a claim.

How can Murray Law Group help me if my insurance company fails to investigate my claim?

At Murray Law Group, our attorneys specialize in handling insurance disputes and bad faith claims. We can help you by reviewing your case, providing legal advice, and representing you in negotiations or court if necessary. With over 150 years of combined experience, we have the expertise and resources to hold insurance companies accountable and ensure that your rights are protected. If you need help with a failed-to-investigate claim, contact us today.

FAILURE TO INVESTIGATE A CLAIM