TORNADO CLAIMS

First, ensure the safety of yourself and your loved ones. Once it's safe, document the damage extensively with photos and videos. Report your claim to your insurance company as soon as possible, and take steps to protect your property from further damage, such as temporary repairs. Keep detailed records of any communication with your insurer and all receipts for related expenses. Murray Law Group can assist in making sure your claim process goes smoothly and in compliance with your policy requirements.

Insurance companies might deny claims for various reasons, such as alleging that the damage was not caused by the tornado, claiming that the policyholder did not properly maintain the property, or stating that the policy does not cover certain damages. Sometimes, they may also argue that the policyholder failed to follow the claims process correctly. If your claim has been denied, our experienced team can review your case to determine if your insurance company is acting in bad faith.

If your insurance payout seems lower than expected or doesn't fully cover the cost of repairs, it might indicate an underpaid claim. Insurance companies sometimes underestimate the extent of damages or the repair costs. Reviewing your policy with a legal professional and obtaining an independent assessment of the damage can help you determine if the compensation offered is fair. Our firm frequently works with experts to ensure you receive the full benefits owed under your policy.

Yes, you may be able to reopen a claim if you discover additional damage that wasn’t apparent during the initial assessment. Insurance policies often have time limits for reporting supplemental claims, so it’s essential to act quickly. Our team can help you navigate the process of reopening a claim and ensure that your insurance company properly addresses the newly discovered damage.

Tornado insurance policies can cover a range of damages, including structural damage to your home or business, damage to personal property, and costs related to temporary relocation if your home is uninhabitable. Policies may also cover debris removal and additional living expenses. However, each policy is different, so it’s crucial to review yours closely. Murray Law Group can assist in interpreting your policy and ensuring you receive the benefits you are entitled to.

If your insurance company is delaying your claim, document all communication and follow up in writing. Delays can be a tactic to minimize payouts or discourage claimants. An attorney can step in to ensure that your claim is processed in a timely manner. At Murray Law Group, we hold insurance companies accountable for unreasonable delays and work to get your claim moving forward.

It’s advisable to consult an attorney if your insurance company denies, delays, or underpays your claim, or if you feel overwhelmed by the claims process. An attorney can help ensure that your rights are protected, negotiate with the insurance company on your behalf, and represent you if the claim needs to be pursued further. Murray Law Group has extensive experience in holding insurance companies accountable and helping clients recover the compensation they deserve. If you need assistance with a tornado damage claim, don’t hesitate to reach out to us.