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PRODUCT LIABILITY CLAIMS

 

NAVIGATING PRODUCT LIABILITY CLAIMS

When manufacturers fail to create safe products for consumers, it may result in severe injuries or even loss of life. If you've been harmed by a defective or dangerous product, The attorneys at Murray Law Group can help you seek compensation for your losses.

UNDERSTANDING PRODUCT LIABILITY

Product liability is an area of law that enables consumers injured by defective products to be compensated for their injuries. Defective products can cause harm through design or manufacturing flaws, inadequate labeling or warnings, or when constructed from subpar materials. Liability for a faulty product can extend to the manufacturer, supplier, and retailer or distributor.

DEFINING PRODUCT DEFECTS

Under Florida law, there are three main product defect theories that can form the basis of a successful product liability case:

  • Manufacturing defects: A manufacturing defect occurs when an item causing injury differs from other items manufactured by the same company, stemming from errors in the manufacturing process or use of defective materials.
  • Design defects: A design defect exists when all similar products carry a dangerous design flaw. These cases typically involve structural defects, lack of safety features, or products not suitable for their intended purpose.
  • Failure to warn: Cases arising from inadequate warnings on hazardous products, such as power tools, heavy equipment, prescription drugs, and dietary supplements, can lead to product liability claims.

COMMON DEFECTIVE PRODUCTS

Numerous product types can be defective and unsafe, potentially causing injury or even death. These include:

  • Defective Medical Products
  • Birth control devices
  • Unsafe pharmaceuticals
  • Consumer products
  • Motorcycle, ATV, truck, and auto defects or defective parts
  • Faulty building materials

TYPES OF PRODUCT LIABILITY CASES WE CAN ASSIST

Murray Law Group's product liability attorneys can represent consumers harmed by:

  • Defective product design
  • Machinery defects
  • Faulty manufacturing
  • Improper assembly
  • Dangerous equipment
  • Inadequate labeling and warnings
  • Confusing or Poor Instructions
  • Hazardous Materials Used in Product Construction

Creating Positive Outcomes

WIND INSURANCE CLAIM FAQS

Despite accepting premiums and issuing policies, it is not uncommon for insurance companies in Florida to deny coverage for claims. There are different reasons an insurance company may give for denying your claim, some may be valid while others are not. An insurance company may be engaging in bad faith insurance practices when denying valid claims — especially if they are denying claims in an effort to increase profits to the detriment of their policyholders.

Below is a list of reasons your insurance company may give you for denying your claim:

  • The claim was not filed timely
  • Lack of property insurance levels
  • Insufficient evidence to support payments
  • Lack of documentation provided
  • Policy exclusions limit coverage
  • Unpaid policy premiums

Although you may not have the ability to stop an insurance company from denying your claim outright, you can take steps to minimize the chances of a claim denial if you do the following:

  • File a claim right after the incident
  • Request a copy of your policy
  • Comply with the duties after loss section of the policy
  • Provide the documents and records requested
  • Take steps to protect the property and mitigate damage
  • Pay your premiums on time
  • Know what your policy covers and excludes
  • Engage professionals to represent your interests

Several factors are essential in selecting an insurance claim attorney. When choosing an attorney, hire someone that has experience and a good reputation in the legal community. Read online reviews to see what other clients are saying about the attorney’s services. You should consider the experience and expertise of the attorney handling the claim and how many trials and/or arbitrations the attorney has handled. All these factors are crucial to consider when hiring an attorney. Choose an attorney only after careful consideration and after speaking with the actual attorney that will be assisting you.

Murray Law Group attorneys work most insurance claim cases on a contingency fee basis. This means there is no payment owed for attorney’s fees or costs to you unless we win your case. We will hire industry experts and engage the professionals necessary to build the most convincing case for you. Murray Law Group understands that in-depth expert analyses can make or break your insurance claim and that is why we work with the best in the industry.

CONTACT MURRAY LAW GROUP TODAY FOR A FREE CONSULTATION

To protect your rights, it's vital to seek legal assistance when injuries or damage occur. The skilled attorneys at Murray Law Group can guide you through the process and conduct a comprehensive evaluation of your claim. Contact Murray Law Group at 1-855-269-4317 today for a free consultation.

CALL A FIRM WITH 50+ YEARS OF EXPERIENCE

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Murray Law Group’s Florida insurance attorneys have recovered hundreds of millions for thousands of clients in Florida. Our award-winning team has the expertise and in-depth knowledge to build strong cases for victims of bad faith insurance claims.