At Murray Law Group, we have a comprehensive and thorough understanding of the laws and the legal process regarding life insurance and life insurance claims. Our Florida insurance law firm has successfully represented hundreds of cases and recovered hundreds of millions of dollars for our clients in Florida.
LIFE INSURANCE CLAIMS
The death of a loved one can be a complex, confusing and emotionally difficult time for the people left behind. After a family member’s death, financial matters are generally not something that many families focus on as they deal with the loss of a loved one.
However, the deceased family member often leaves behind people who depended on him or her for some type of financial support. If the deceased had a life insurance policy in place, the proceeds from the life insurance policy can help pay for necessary living expenses and bills.
The State of Florida requires that life insurance policy benefits be collected within five years from the time of death, so the timing of the claim is crucial. Family members need to act quickly to file life insurance claims after losing a loved one.
The two basic types of life insurance are:
- Term life insurance: The policy owner pays a premium, and a designated beneficiary receives the face amount of the policy upon the insured’s death.
- Cash value life insurance: The policy owner invests money into a savings account that earns interest throughout the life of the insured. Upon the insured’s death, the policy pays the face value, including any accumulated interest.
REASONS FOR A LIFE INSURANCE CLAIM DENIAL
Unfortunately, insurers often find an excuse to deny your insurance claim. From failure to make premium payments to accusations of fraud, insurance companies use a variety of excuses to justify a denial of coverage. Whether you are preparing to file your claim or have already filed a claim and been unfairly denied, having our experienced insurance claim lawyers in Florida at your side can prove to be a great benefit.
WE HAVE SUCCESSFULLY RECOVERED HUNDREDS OF MILLIONS FOR OUR CLIENTS
At Murray Law Group, our legal team has substantial knowledge and experience with insurance laws and insurance claims. Our Florida insurance law firm has successfully represented hundreds of cases and recovered hundreds of millions of dollars for our clients in Florida.
Armed with the law on our side and a vast amount of expertise, we are not afraid to go up against the biggest insurance companies and fight for the fair compensation owed to you.
The Florida insurance lawyers of Murray Law Group offer free initial consultations in English or Spanish. If needed, we can travel to you. Call our firm at 1-855-269-4317 for more information and to schedule an appointment.