Insurance providers are typically large companies that have tremendous legal resources to fight back against accusations of bad faith. Our goal is to level the playing field by providing our clients with formidable legal representation.
ALLEGATIONS OF INSURANCE BAD FAITH IN FLORIDA
INSURANCE LAWYERS ASSIST WITH BAD FAITH CLAIMS IN FLORIDA
Provisions within the Florida Statutes and Administrative Code control the conduct of insurance companies in Florida. If an insurance company engages in claims handling practices that are contrary to Florida law or violate the recognized industry standards for handling claims, a “bad faith” lawsuit may be appropriate if certain conditions are met.
Lawsuits against insurance companies acting in “bad faith” must be conducted at the end of an insurance claim dispute. However, you should seek the legal advice of an experienced Florida insurance law attorney as soon as payments are delayed, coverage is denied or other wrongful conduct occurs.
FILING A BAD FAITH COMPLAINT IN FLORIDA
You must first file a Civil Remedy Notice of Insurer Violation (CRN) as a condition of filing a “bad faith” lawsuit. The notice gives the insurance company 60 days to correct the conduct alleged in your complaint. This form is available on the Florida Department of Financial Services website. The form is easy to complete; however, you must know the statutory provisions that the insurance company violated to include on the form. You also must provide details regarding the specific conduct of the insurance company that resulted in the violations.
Bad faith claims can occur for a variety of reasons, including:
- The insurance carrier does not properly defend a claim.
- The carrier refuses to pay a judgment or settlement, up to the limit of coverage.
- The carrier acts unfairly or dishonestly.
- Discrimination or illegal dealings.
DON’T FIGHT THE INSURANCE COMPANIES ALONE
Murray Law Group files Civil Remedy Notices (CRNs) for the insureds that we represent. If a “bad faith” lawsuit is appropriate based on the facts and circumstances presented in the CRN, our Florida insurance lawyers handle all aspects of the lawsuit, including negotiating settlements and arguing the case in court.