TRANSPORTATION INSURANCE CLAIMS

Transportation insurance covers a variety of vehicles used to transport passengers, including taxicabs, limousines, passenger vans, buses, private ambulances, and wrecker services. Unlike regular auto liability insurance, transportation insurance policies are specifically designed for vehicles that carry passengers or provide transport services. If you own or operate such vehicles and have experienced delays, denials, or underpayments on your insurance claim, our attorneys can help you navigate these challenges and seek the compensation you're entitled to.

Insurance requirements for transportation services, are typically set by local governments. These requirements often include specific liability coverage levels that must be maintained to legally operate in a given area. For example, public transportation vehicles and wrecker services may need to maintain certain coverage limits to receive a certificate of operation. These limits can vary depending on the vehicle type and local regulations. Our attorneys can help you understand and comply with these requirements to protect your business interests.

If your transportation insurance claim is denied, it's important to understand the reasons behind the denial. Common reasons may include disputes over liability, policy exclusions, or incomplete documentation. Our attorneys can review your policy and the insurance company’s reasons for denial, negotiate on your behalf, and, if necessary, take legal action to ensure you receive a fair settlement. We are dedicated to holding insurance companies accountable and protecting your rights as a policyholder.

Yes, you can dispute a low settlement offer. If you believe the offer does not adequately cover your losses, our attorneys can help you challenge the settlement. We will work with you to gather evidence, negotiate with the insurance company, and, pursue litigation if necessary to achieve a fair resolution. It is crucial to act promptly to protect your interests and ensure that you receive the compensation you deserve.

Common issues with transportation insurance claims include claim denials, underpayment, delayed settlements, and negligent defense by the insurance company. In some cases, insurance companies may not act in the best interests of the policyholder, leading to judgments that exceed policy limits. If you experience any of these issues, our attorneys can provide legal guidance and representation to help recover your losses and ensure that your rights are protected.

To avoid common pitfalls when filing a transportation insurance claim, it is essential to promptly report the claim, provide accurate and complete information, maintain detailed records of the incident and communications with the insurance company, and retain an attorney to protect your interest. Our attorneys can guide you through the claims process to avoid these pitfalls and maximize your chances of a successful claim.

The process for filing a transportation insurance claim typically involves notifying your insurance company of the incident, submitting detailed claim documentation, (such as police reports, photographs, and witness statements), and cooperating with an investigations. It is important to be thorough and prompt in all communications with your insurance company. In order to protect your interest you should consider retaining an attorney at the outset of your claim. Our attorneys can assist you in navigating the claims process.

An attorney can assist with transportation insurance claims by advocating on your behalf throughout the claims process. This includes reviewing the insurance policy, gathering evidence, retaining experts, negotiating with the insurance company, and, if necessary, filing a lawsuit to ensure fair compensation. Our attorneys are experienced in dealing with transportation insurance companies and understand the tactics they may use to delay or deny claims. At Murray Law Group, we are committed to securing the best possible outcome for our clients. Contact us today for help with your insurance dispute.