Sinkholes occur when groundwater erodes the limestone beneath the ground, resulting in large holes where the land gives way and sinks into the earth. Our Florida insurance lawyers help clients file insurance claims for damages caused by sinkholes.


In Florida, sinkholes are common. Many people believe the damage occurs only when the sinkhole opens. However, damage from a sinkhole can occur without the earth opening up to create a hole. As the earth slowly sinks because of the groundwater erosion, the damage develops gradually. The slow process of the ground giving way causes increasing damage to a house or commercial building.

In Florida, the law regarding sinkhole claims has been revised several times in the past few years. The Florida insurance claim attorneys at Murray Law Group can advise you on the version of law that applies to your claim and how the law affects your rights regarding coverage and compensation for sinkhole damages.


Sometimes, a property owner notices changes or damage that might indicate a potential sinkhole. These changes include:

  • Cracking foundations.
  • Cracking around door and window frames.
  • Windows or doors that do not close properly.
  • Cracks in walls.
  • Depressions in the yard or driveway.
  • Tilting or sinking of a section of a floor.
  • Separation of walls from ceilings or floors.
  • Separation of a house from its foundation.
  • Pipes breaking or swimming pool leaks.
  • Tree roots that are exposed that were not previously exposed.
  • Fence posts that start sagging or slanting.


When you have a sinkhole claim, make sure you photograph the damage and report the issues to your insurance agent as soon as possible. Save any repair receipts and work with others, such as neighbors, who may have had the same problem. Following these simple steps can help our attorneys file a claim or fight bad faith insurance practices on your behalf.

The Florida insurance lawyers of Murray Law Group provide free initial consultations in English or Spanish. If needed, we can come to you. Contact our law firm by calling 1-855-269-4317 to request more information or schedule an appointment with an experienced insurance attorney in Florida.

Call a Firm with 50+ Years of Experience

Murray Law Group’s Florida insurance attorneys have recovered hundreds of millions for thousands of clients in Florida. Our award-winning team has the expertise and in-depth knowledge to build strong cases for victims of bad faith insurance claims.

Contact an attorney today for a free, no-obligation consultation

We offer free initial consultations in English or Spanish, and we can travel to you when you need it. Call our firm at 1-855-269-4317 today.

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