HURRICANE IRMA CLAIM – RESOLVED FOR $16,200,000
A 55+ Community in Hollywood Florida suffered extensive damages from Hurricane Irma. After a lengthy adjustment period the insurance company had only paid $350,000 for the damages to the 164 buildings on the property. After David Murray of Murray Law Group was retained, a detailed analysis of the claim illustrated that the insurance carrier had significantly underpaid the claim by millions of dollars. The hurricane damages claim was resolved prior to filing a lawsuit and without an appraisal process. The claim resolved for 45 times more than what was paid prior to Mr. Murray’s involvement.
WINDSTORM CLAIM – HOMEOWNERS CLAIM – RESOLVED FOR $1,220,000
Murray Law Group attorneys represented a homeowner whose home was severely damaged by hurricane force winds. The Insurance Company refused to properly adjust the claim and pay the full amount of the damages the insureds were entitled to under the policy. Following the filing of a lawsuit, the claim was successfully resolved by a payment of the full amount of their damages and attorney’s fees and costs.
SINKHOLE CLAIM – SETTLED AFTER TRIAL – $536,000
Murray Law Group attorney David Murray tried a week long jury trial for a sinkhole claim wherein the insurance company denied coverage for portions of the Insureds’ claim. The Insurance company claimed damages were not covered under the insurance policy. After a lawsuit was filed, a week long trial where in the Insureds were successful, the insurance company tender payments totaling more than $536,000.
BAD FAITH CLAIM – SETTLED FOR $350,000
An insured filed suit for Bad Faith and Claims of Violation of Florida Unfair Insurance Trade Practice Act per Florida Statutes §626.9541 and §624.155. The Bad Faith claim followed the successful resolution on an underlying hurricane claim wherein the insurance company refused to pay the full amount of damages owed. The insured was made whole for all economic damages caused by the insurance company’s conduct.
FIRE CLAIM – SETTLED FOR $257,000
The client’s home and personal property was damaged from an accidental fire. The insurance company denied coverage on portions of the claim, did not properly adjust the claim and failed to pay the claim as required by the policy. After the filing of a Lawsuit for Breach of Contract and a Civil Remedy Notice of Insurer Violation with the Florida Department of Financial Services, the insurance company paid the insureds claim after a short time in litigation.
PLUMBING CLAIM – SETTLED FOR $175,000
Murray Law Group were retained to represent a client which suffered significate damage from an overflow of a drain caused by a blockage. The insurance company denied the claim and refused to provide any insurance coverage for the incident. After the filing a suit, the claim was resolved for payments totaling $175,000.
INSURANCE AGENT NEGLIGENCE – SETTLED FOR $152,000
A Murray Law Group attorney made a joint recovery for our client against his homeowner’s insurance company and his insurance agent for Negligence and Breach of the Insurance Contract. The insurance company and agent denied the claims for damages to the home as a result of vandalism alleging misrepresentations on the homeowner’s application for insurance. After extensive litigation including depletions and multiple hearings, the agent and insurance company resolved the cases with a favorable resolution for our client.
HURRICANE CLAIM – SETTLED FOR $145,000
The Insureds suffered significant damage to their home as a result of a Hurricane. They reported their claim and permitted their Insurance Company and its engineers to inspect the damage. Ultimately, their claim was denied in its entirety, leaving the Insureds without the ability to repair their home. Murray Law Group retained claims experts and consults who further examined the claim issues and disagreed with the Insurance Company. After filing a lawsuit and prosecuting the Insurance Company for breach of contract, a settlement was reached wherein the Insureds were able to make all the repairs to their home.
HAIL STORM CLAIM – SETTLED FOR $56,000
Our clients purchased a replacement cost homeowners insurance policy. Their roof sustained hail damage during a significant storm event. The insurance company hired an engineer to inspect the roof who advised the roof had not sustained any damages as a result of the hail storm. After filing a lawsuit suit for breach of contract, a settlement was reached which provided all the insurance proceeds necessary to replace the entire roof and which had been damaged as a result of the hail.
VEHICLE IMPACT CLAIM – SETTLED FOR CONFIDENTIAL AMOUNT
Murray Law Group attorneys obtained a confidential settlement against an insurer on behalf of a homeowner who sustained property damage when a car drove into the home. The insurance company had failed to pay any damages on the claim at the time suit was filed. The confidential settlement included payment of the full amount of the insured’s contract damages as well as payment of attorney’s fees and costs. This settlement also included significant damages to the insured to release its “bad faith” claim against the insurer for its wrongful claims handling conduct.
LIFE INSURANCE CLAIM, ACCELERATED DEATH BENEFIT CLAIM – POLICY LIMITS PAYMENT
Our client was diagnosed with a terminal recurrent brain tumor. Due to the terminal illness diagnosis, our client sought to activate the accelerated death benefits from his life insurance company. After submitting the claim, the Insurance Company denied the claim indicating the condition was not terminal. Shortly after the lawsuit was filed, policy limits were paid by the Insurance Company, as well as amounts for attorney’s fees and court costs.