How Insurance Reforms Have Sparked a Wave of Claim Denials: David Murray on ABC Action News

Florida policyholders continue to face mounting challenges in the wake of recent insurance reforms, particularly after hurricanes and other catastrophic events. Attorney David Murray was recently featured in an investigative segment by Nadeen Yanes of WFTS ABC Action News, underscoring his role as a leading advocate for policyholders wronged by their insurance companies.

The report highlights the troubling consequences of legislative changes that were intended to stabilize Florida’s insurance market, but have instead led to more denied claims and lawsuits. Policyholders, many of whom are still struggling to rebuild after devastating storms, are finding it harder than ever to secure fair payment for covered losses.

During his interview, David explained how these reforms have shifted the balance of power squarely toward insurance companies. By reducing policyholders’ rights and limiting accountability, the new laws have made it easier for insurers to deny or underpay legitimate claims.

"The insurance companies have been emboldened by the tort reform in order to deny claims that they would once pay, or to underpay claims they would once pay," David noted. "Instead of protecting families and business owners, the reforms have created roadblocks for policyholders."

David also pointed out that this isn’t just a legal issue, it’s a human one. After a hurricane or major storm, families are displaced, businesses are disrupted, and communities struggle to recover. When insurance companies deny valid claims, the damage isn’t just financial; it delays recovery, erodes trust, and puts additional stress on people living through a crisis.

At Murray Law Group, we see this reality every day. Homeowners and business owners come to us after being told “no” by their insurance company, even when their damages are obvious and covered under their policy. Our mission is to hold insurers accountable and make sure policyholders receive the full benefits they’re entitled to.

For decades, we’ve stood alongside policyholders, homeowners, business owners, and property managers throughout Tampa Bay and across Florida’s West Coast. We believe insurance companies must be held accountable when they fail to honor their promises. Our mission is simple: to create positive outcomes for our clients by fighting tirelessly for the coverage they paid for and deserve.

If your property insurance claim has been denied, delayed, or underpaid, know that you are not alone. Contact Murray Law Group today to schedule a consultation and learn how our team of experienced attorneys can help.

Read the full ABC Action News story here.